SmartPartner is developed by The SmartFactory (http://www.smartfactory.ca), a division of INBOX International (http://inboxinternational.com)
Our Partners
Here are some of the companies that we work with. Click on the logo for more information.
Long-term care insurance is designed to pay for the often astronomical costs of long-term care for people with chronic disabilities. It includes custodial care — assistance with activities of daily life like eating, bathing and getting dressed — in a nursing home, assisted living facility or the patient's own home.

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John Hancock
John Hancock is one of the oldest and most respected insurance carriers.
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Penn Treaty
Penn Treaty has some of the most affordable long term care policies.
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Allianz
Allianz is the second largest insurance company in the world and has innovative long term care policies.
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Genworth
Genworth is one of the oldest long term care companies.
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Annuities are tailor-made for providing guaranteed lifetime income. Technically, an annuity is a contract with a life insurance company, which in return for your investment agrees to pay income for a specified time or for your entire life. "Immediate annuities" pay income immediately. "Deferred annuities" defer the income phase, leaving time for an accumulation phase at a fixed rate (fixed annuities) or through investments in stocks and bonds (variable annuities). Growth on deferred annuities is tax-deferred, with income taxes due only when you take out money.

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Allianz
Allianz is the second largest insurance company in the world and has innovative long term care policies.
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AIG
AIG annuities are some of the most popular annuity products.
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Aviva
Aviva has been in operation since 1698.
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ING
A financial services company dedicated to help making your future easier.
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Liberty Bankers Life
Liberty Bankers Life of Dallas is a good source for short term annuities.
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Old Mutual
Old Mutual plc was founded in 1845, is one of the world's largest insurers, ranks as a Fortune Global 500 company and employs nearly 50,000 people worldwide.
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We firmly believe in compliance with all regulatory and ethical requirements of the regulatory bodies that control the operations of Covell Finanancial, LLC.

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Securities and Exchange Commission
Covell Financial, LLC is registered with the Securities and Exchange Commission. To view our disclosure statements on file with the SEC, click HERE.
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Medicare Advantage and supplement plans add value to your Medicare benefits.

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AARP
AARP sponsores Medicare Advantage programs that allow you to choose your own doctor.
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